Unsecured NPL Classification Agent
Classifies 3.7 million documents and pinpoints statute-of-limitation dates for unsecured portfolios.
The business process
Management and recovery of unsecured NPL portfolios, where the precise identification of debt cut-off dates determines whether a credit can be enforced in court.
What the agent reads
- 16 document types: mortgage, current-account, personal-loan and credit-card contracts
- Court documents: injunctions and judgments
- Notification receipts, account statements and ODA archives
What it produces
- 59 datapoints including contract dates, debtor identities and loan details: amount requested, insurance, total repayable
- Automatic enrichment of NPL data tapes
How it works
Fine-tuned models perform classification and mass entity extraction. Context-aware signature recognition distinguishes signature types, for example contract acceptance versus card subscription, and handwritten text recognition reads manual annotations.
Runs on
- Domain-tuned SLM/LLM/VLM serving
- Human-in-the-loop review
- APIs & MCP connectors
Related agents
Agents that share the same industry or the same capabilities.
Secured NPL Data Acquisition Agent
Reads 130 million pages of loan and property files and extracts 330 datapoints per case for due diligence.
NPL Payment Proposal Due Diligence Agent
Verifies every repayment plan against the customer database before it is sent to the debtor.
Golden Record Consolidation Agent
Reconciles conflicting data across appraisals, registries and contracts into one certified source of truth per property, mortgage and person.